Why Nayla Exists?
Micro-businesses power a huge part of Saudi Arabia’s economy, yet they are still the most underserved when it comes to financing. Traditional lenders are slow, paper-heavy, and often not designed for very small merchants. Nayla exists to fix that with a fully digital, Sharia-compliant lending experience built specifically for micro-business owners.
How We Work?

Ownership – We don’t wait for instructions; we own outcomes end-to-end.
Speed with intention – We move fast, but always with data and clear reasoning.
Clarity – We keep communication simple, direct, and respectful.
Customer first – We design around the real lives of micro-business owners.
High standards – We care about craft in product, risk, and operations.
Riyadh, KSA, Nayla Finance
About Nayla Finance
Nayla was carved out of Sanabil Venture Studio with a clear national mission: to expand financial access for the micro-businesses that fuel Saudi Arabia’s economy. These businesses represent the backbone of the economy.
We built Nayla to close that gap, combining technology, data, and a deep understanding of how micro-businesses actually operate.
Our platform delivers a fully digital lending experience, enabling small business owners to apply quickly, receive decisions faster, and access capital without navigating traditional roadblocks.
Nayla Finance is a licensed entity by Saudi Central Bank.
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